I stood at the crossroads of opportunity and frustration.

My company’s order book was bursting — five times the value of our collateral. Orders lined up like eager customers outside a new store, waiting for fulfillment. The stock inventory we held was not just large; it was valuable, tangible proof of our capability and growth. And yet, despite having no external loans and only promoter investment, the financial lender I approached refused to advance me a single rupee.

I tried to reason with them upfront. Before they made me travel thousands of kilometers, I insisted on a video meeting. “Don’t make me come all the way unless you are sure of disbursing funds,” I said. But my caution was brushed aside.

Three thousand kilometers later, weary but hopeful, I sat across their table. They sounded optimistic at first — “We can lend you funds at 14%, we will send you the email with terms.” It felt like the breakthrough I had been waiting for. - Two people from finlender capital - Sachin Mishra and Aaryan met me assured of disbursement soon and then the volteface. Its seems many employees at the NBFC are not even putting in the right effort to showcase the project - they are making half hearted efforts and pouring water on the efforts of genuine promoters 

Then silence. Forty-eight hours passed.

No email. No confirmation. No funds.

When I called, they refused.

The refusal was bewildering. How could a company with no external debt, a vast order book worth five times the collateral, and inventory that spoke volumes about our solidity be turned away?

The risk was prima facie negligible.

And yet, I was left stranded — after a long, exhausting journey — with broken promises and unopened doors.